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RESEARCH

Household Income & Spending

The JPMorgan Chase Institute utilizes granular transaction level data to examine U.S. household income and consumption, including levels of volatility and extraordinary cash flow events.

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Household Income & Spending

2024-01-25T00:00:00.000-05:00

Household Pulse: Balances through October 2023

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Household Income & Spending

2023-11-20T00:00:00.000-05:00

The Purchasing Power of Household Incomes: Worker outcomes through August 2023 by income and race

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Household Income & Spending

2023-07-12T00:00:00.000-05:00

Household Pulse: Balances through March 2023

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Household Income & Spending

2023-07-12T00:00:00.000-05:00

Household Cash Buffer Management from the Great Recession through COVID-19

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Household Income & Spending

2022-11-15T00:00:00.000-05:00

How families used the advanced Child Tax Credit

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Household Income & Spending

2022-10-27T00:00:00.000-05:00

The Purchasing Power of Household Incomes from 2019 to 2022

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Household Income & Spending

2022-07-26T00:00:00.000-05:00

Credit and the Family: The Economic Consequences of Closing the Credit Gap of US Couples

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Household Income & Spending

2022-05-19T00:00:00.000-05:00

Racial Income Inequality Dynamics

Big Data Insights from 2013 through COVID-19

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Household Income & Spending

2022-04-18T00:00:00.000-05:00

Lessons learned from the Pandemic Unemployment Assistance Program during COVID-19

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Household Income & Spending

2022-02-23T00:00:00.000-05:00

Household Pulse: The State of Cash Balances at Year End

Last Updated with December 2021 data

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Research

2022-02-17T00:00:00.000-05:00

Will this tax season be a boost or bust?

JPMorgan Chase Institute Take

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Household Income & Spending

2021-11-15T00:00:00.000-05:00

Household Cash Balance Pulse: Family Edition

Last updated with September 2021 data

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Household Income & Spending

2021-09-21T00:00:00.000-05:00

How did the distribution of income growth change alongside the hot pre-pandemic labor market and recent fiscal stimulus?

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Household Income & Spending

2021-09-15T00:00:00.000-05:00

Household Finances Pulse: Cash Balances during COVID-19

Last updated with July 2021 data

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Household Income & Spending

2021-08-17T00:00:00.000-05:00

Spending after Job Loss from the Great Recession through COVID-19

The Roles of Financial Health, Race, and Policy

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Household Income & Spending

2021-06-30T00:00:00.000-05:00

Financial outcomes by race during COVID-19

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Household Income & Spending

2021-05-04T00:00:00.000-05:00

Family cash balances, income, and expenditures trends through 2021

A distributional perspective

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Household Income & Spending

2021-02-24T00:00:00.000-05:00

The First 100 Days and Beyond

Data-Driven Policies to Support Inclusive Economic Recovery and Equitable Long-Term Growth

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Household Income & Spending

2021-02-10T00:00:00.000-05:00

Unemployment insurance, job search, and spending during the pandemic

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COVID-19

2020-05-27T00:00:00.000-04:00

The Initial Household Spending Response to COVID-19 Part 2

Evidence from Credit Card Transactions - Part 2

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COVID-19

2020-05-14T00:00:00.000-04:00

The Initial Household Spending Response to COVID-19

Evidence from Credit Card Transactions

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Household Income & Spending

2020-04-20T00:00:00.000+05:30

Racial Gaps in Financial Outcomes

Big Data Evidence

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Household Income & Spending

2020-04-16T00:00:00.000-04:00

How COVID-19 could widen racial gaps in financial outcomes

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Household Income & Spending

2020-03-31T00:00:00.000-04:00

Who benefits from a tax-payment deadline extension?

JPMorgan Chase Institute Take

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Household Income & Spending

2020-03-24T00:00:00.000-04:00

Coronavirus may impact workers' income volatility

JPMorgan Chase Institute Take

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Household Income & Spending

2020-03-06T00:00:00.000-05:00

Tax Refunds and Household Spending

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Household Income & Spending

2019-10-23T00:00:00.000-04:00

Weathering Volatility 2.0

A Monthly Stress Test to Guide Savings

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Household Income & Spending

2019-09-26T00:00:00.000-04:00

In Conversation: Experts on Student Loan Payments and JPMC Institute Research

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Household Income & Spending

2019-07-31T00:00:00.000+05:30

Data and Collaboration for Good

The JPMorgan Chase Institute 2nd Annual Conference on Economic Research

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Household Income & Spending

2019-03-01T00:00:00.000-05:00

Tax Time

How Families Manage Tax Refunds and Payments

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Household Income & Spending

2018-12-04T00:00:00.000-05:00

Estimating Family Income from Administrative Banking Data

A Machine Learning Approach

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Household Income & Spending

2018-08-29T00:00:00.000-04:00

JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research

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Household Income & Spending

2017-03-17T00:00:00.000-04:00

The Monthly Stress-Test on Family Finances

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Household Income & Spending

2017-02-09T00:00:00.000-05:00

Why Managing Expenses Is Not an Easy Task

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Household Income & Spending

2016-07-14T00:00:00.000-04:00

A Year of Low Gas Prices: The Consumer Response in 15 Metro Areas

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Household Income & Spending

2016-07-11T00:00:00.000-04:00

The Consumer Response to Lower Gas Prices

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Household Income & Spending

2016-07-01T00:00:00.000-04:00

The Consumer Response to a Year of Low Gas Prices

Evidence From 1 Million People

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Household Income & Spending

2016-04-13T00:00:00.000-04:00

Taking the Financial Stress Out of Tax Time

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Household Income & Spending

2016-01-31T00:00:00.000-05:00

Recovering from Job Loss

The Role of Unemployment Insurance

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Household Income & Spending

2015-10-01T00:00:00.000-04:00

How Falling Gas Prices Fuel the Consumer

Evidence From 25 Million People

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Household Income & Spending

2015-05-01T00:00:00.000-04:00

Weathering Volatility

Big Data on the Financial Ups and Downs of U.S. Individuals

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Household Income & Spending

Where did recent gas price declines affect consumers the most?

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Household Income & Spending

Infographic: How Falling Gas Prices Fuel the Consumer

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Household Income & Spending

Infographic: Weathering Volatility

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Household Income & Spending

How Much Cash Buffer Do You Need?

Data Visualization