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Terms & Conditions

Copyright notices

The works of authorship contained in the jpmorganchase.com Web site (the "Web site"), including but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by JPMorgan Chase & Co. or one of its subsidiaries, ("JPMorgan Chase"). Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without JPMorgan Chase's prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of JPMorgan Chase's proprietary rights.

Trademark Notices

"JPMorgan," "JPMorgan Chase," "Chase," the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co. Other featured words or symbols used on this website to identify other parties' goods and services may be trademarks or service marks of those other parties.

Patent Notices

JPMorgan Chase is licensed under U.S. Patent Numbers 5,910,988 and 6,032,137.

Web content and materials

The information on this Web site is for information purposes only. It is believed to be reliable, but JPMorgan Chase does not warrant its completeness or accuracy. The information on the Web site is not intended as an offer or solicitation for the purchase of JPMorgan Chase stock or any financial instrument.

The information and materials contained in this World Wide Web site - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final JPMorgan Chase determination and acceptance.

The chase.com Web site, the jpmorgan.com Web site and the bankone.com Web site contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

The Web site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

JPMORGAN CHASE OR ITS SUPPLIERS MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION, PRODUCTS, OR SERVICES DESCRIBED HEREIN AT ANY TIME. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY, AND JPMORGAN CHASE DOES NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY SUCH INFORMATION. JPMORGAN CHASE RESERVES THE RIGHT TO TERMINATE ANY OR ALL WEB OFFERINGS WITHOUT PRIOR NOTICE TO THE USER. FURTHERMORE, BY OFFERING INFORMATION, PRODUCTS, OR SERVICES VIA THIS WORLD WIDE WEB SITE, NO SOLICITATION IS MADE BY JPMORGAN CHASE TO ANY PERSON TO USE SUCH INFORMATION, PRODUCTS, OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF SUCH INFORMATION, PRODUCTS, OR SERVICES IS PROHIBITED BY LAW.

LIMITATION OF LIABILITY

THE WEB SITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEB SITE) IS PROVIDED "AS IS" "AS AVAILABLE." JPMORGAN CHASE IS NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEB SITE. JPMORGAN CHASE DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEB SITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR A PARTICULAR PURPOSE. JPMORGAN CHASE DOES NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEB SITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING JPMORGAN CHASE'S RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS.

UNDER NO CIRCUMSTANCES WILL JPMORGAN CHASE BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEB SITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER JPMORGAN CHASE HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

Links to other sites

Links to non-JPMorgan Chase Web sites are provided solely as pointers to information on topics that may be useful to users of the JPMorgan Chase Web sites, and JPMorgan Chase has no control over the content on such non-JPMorgan Chase Web sites. If you choose to link to a Web site not controlled by JPMorgan Chase, JPMorgan Chase makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does JPMorgan Chase warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. JPMorgan Chase does not guarantee the authenticity of documents on the Internet. Links to non-JPMorgan Chase sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites.

Legal entity disclosure

JPMorgan Chase is the marketing name for JPMorgan Chase & Co. and its subsidiaries and affiliates worldwide Securities, financial advisory, and other investment banking activities are performed by securities affiliates of JPMorgan Chase & Co., and lending, derivatives, and other commercial banking activities are performed by banking affiliates of JPMorgan Chase & Co. J.P. Morgan Securities LLC, member of SIPC and NYSE. JPMorgan Chase Bank, National Association, member of FDIC. This site has been issued and approved for access by J.P. Morgan Securities Asia Private Limited, which is regulated by the Monetary Authority of Singapore. This Web site has been approved for access in the United Kingdom by J.P. Morgan Securities plc., which is a member of the London Stock Exchange and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and by J.P. Morgan Limited, which is authorised and regulated by the Financial Conduct Authority. The products and services featured above are not made available to private customers in the United Kingdom.

The user's access to and use of the Web site, and the terms of this disclaimer are governed by the laws of the State of New York.